IS IT TIME TO SWITCH TO A CREDIT UNION?

Times are good for credit card divisions’ at most major banks right now.  Credit card APRs have remained stubbornly high, only slightly off the peak reached in February 2010.  It is pretty amazing that despite record low interest rates the average bank’s credit card still carries a 13.5% minimum

APR.

  Credit unions provide a viable option for those fed up with the high rates. Here at SterlingVan Dyke Credit Union we currently have 12.9 % APR to transfer their credit card balances or for purchases on your VISA credit card.     

  We also have shared secured VISA for a 9.9% rate. If your rate is higher than this, now is the time to consider moving your accounts to the credit union.  We offer the same services as banks but we pride ourselves on member service. If you are looking to save money and keep more money in your pocket then now is the time to make the move.