Wednesday, August 17, 2011

Get Your Free Credit Report from the Official Site

Call Sterling Van Dyke Credit Union at 586.264.1212 for an appointment to discuss ways we can help you plan your financial future.

The federal government requires that each of the three national credit-reporting agencies—Experian, Equifax, and TransUnion—gives you a free credit report every year. You can order them from all three at once, or at different times.
According to the Federal Trade Commission, the only authorized online source is AnnualCreditReport.com. Consumers should be aware that there are many sites out there that claim to offer “free” credit reports but often charge you for another product if you accept the report.
To request your credit report online:
Go to AnnualCreditReport.com.
Follow the instructions on the home page.

To request your credit report by phone:
Call 1-877-322-8228.
You will go through a simple verification process over the phone.

To request your credit report by mail:
Download the request form from the AnnualCreditReport.com site.
Print and complete the form.
Mail the completed form to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281


Article from lovemycreditunion.org

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